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Swiss Precision. Middle East Expertise.
Built Around You.
 


CREALOGIX blends Swiss crafted banking technology with real-world Middle Eastern experience helping your institution grow faster, serve better, and lead with confidence.

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Next-Gen Banking.
Built for the Middle East.

One platform. Lending to Wealth. Built to accelerate banking innovation in the Middle East.
 
Book Your Strategy Session

Innovating for
a Smarter Financial Future.

Optimizing our road maps to bring the latest technology to Middle Eastern banking leaders. Our team is always looking ahead to incorporate the best solutions possible for your business and your customers. 
 

Exciting events ahead

We're planning our sessions now - details coming shortly
 

Trusted by 
Leading Lending Institutions

Proven Lending Hub – award-winning and trusted by leading Middle Eastern lending institutions.
 
Why JB Chose CREALOGIX
Trusted by Tier 1 Banks In the Middle East
 
 

We don't just deliver software - we partner with banks to modernize the way they lend, invest, and serve.

Our Swiss-engineered banking platforms are trusted by leading banks — from the largest national lenders to innovative regional players — across corporate/retail banking, lending, wealth management, and SME banking. We combine global innovation with deep regional experience to help you lead confidently into a digital-first future.

WHy Customers Choose CREALOGIX
 
 

Your Long-term Partner in Digital Banking Transformation

You deserve more than a generic platform. At CREALOGIX, we combine over two decades of Swiss fintech excellence with 15+ years of hands-on local execution experience working side-by-side with banks in Saudi Arabia, and financial institutions across the region. We're here to build with you - not just for you - ensuring every solution is tailored, compliant, and primed to grow with your institution.

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Single Platform, highly adaptable with modular microservices and open API's

Delivered fully custom flows.
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Deep regional roots - trusted by banks across the KSa & Middle East

Built and delivered by ex-bankers, who understand banking business realities, we advise banks on what will work, not just what they ask for.
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Swiss heritage in fintech innovation 25+ years strong


Deep regional track record with Tier 1 banks in the region.
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Backed by a $6B+ Ecosystem for Scale and Innovation

Powered by Vencora, Volaris Group and Constellation software, CREALOGIX delivers long-term stability, continuous innovation and future-ready banking solutions.

Solutions Built Around You
 Not The Other Way Around

Every bank has unique needs. That's why we offer modular digital banking platforms that are designed to adapt to you - not the other way around. Whether you're launching new SME lending products, digitalizing wealth services, or building seamless retail experiences, our solutions give you the control, compliance and flexibility to deliver faster, better and with confidence.

 

Retail Banking

Create frictionless, mobile-first banking experiences from onboarding to everyday banking.

 
Transform Retail Banking

Digital
Lending 

Automate approvals, accelerate disbursements, and stay regulator-ready - all in one configurable "award-winning" platform.


See It In Action

Corporate & SME Banking

Serve business clients at scale with digital onboarding, self-service cash management, and account visibility.

 
Scale Your Business

Digital Wealth Management

 
Empower advisors and HNW clients with personalized, secure tools for portfolio management and goal tracking. 

 
Explore Wealth Tools
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Award-Winning Lending Innovation

CREALOGIX was proudly recognized with the Best Lending Solution Award by the Global Economics Awards 2024, celebrating our impact in modernizing digital lending in the Middle East. This award reflects our proven ability to deliver fast, compliant, and configurable lending platforms trusted by top banks in the region.

The EcoSystem Advantage
 

Technology you can count on - Backed by a $6B Fintech Ecosystem

When you choose CREALOGIX, You're not just investing in a product - you're gaining a long-term partner backed by a global powerhouse. As part of the Vencora, Volaris Group and greater Constellation Software ecosystems, we bring you the best of both worlds: the speed, flexibility, and intimacy of a regional partner with the scale, security and future-readiness of a global enterprise.

Vencora - Banking & Fintech focused growth

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Building a leading network of software businesses that collectively transform the Financial Services market.

Visit Vencora

Volaris Group - Champions of operational excellence across verticals

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Volaris Group operates businesses in over 40 vertical markets across more than 50 countries.

Visit Volaris Group

 

Constellation Software Inc. - A $60B+ Global Backbone for long-term innovation.

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We acquire, manage and build industry specific software businesses which provide specialized, mission-critical software solutions that address the particular needs of our customers.

Visit Constellation Software Inc.

Backed by Experience. Trusted by Leaders.

Middle East-Ready. Delivering  Transformation outcomes
 
 

We Speak Your Language - In Code, Compliance, and Culture

We design and deliver banking platforms that help financial institutions meet regulator-defined milestones — from Saudi Vision 2030 to UAE Vision 2031 and beyond.

In Saudi Arabia specifically, we have have helped Tier 1 banks and financing companies:

    • Boost profitability through digital retail banking — We enabled a client to grow Retail operating income from SAR 9.7B to 16.9B and profit before tax nearly 7× between 2020–2024.

    • Drive rapid lending portfolio expansion — We helped a customer grow personal finance assets 234% in one year via fully digital origination, boosting net income by 81%.

    • Deliver regulator-mandated capabilities on schedule — We implemented SAMA Open Banking phases and Sarie Instant Payments integration to meet compliance deadlines

Across the region, we deliver the same technology to:

  • Launch faster digital onboarding (live in as little as 14 weeks for phase one).

  • Deploy lending workflows that cut SME loan approvals from weeks to days.

  • Build secure, Sharia-compliant finance journeys aligned to national transformation priorities.

We don’t just “align” with national visions — we deliver the KPIs those visions demand.

Regulator-compliant 
GCC Regulator-compliant 
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Arabic/English UI Support
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Digital Inclusion & SME Enablement Focus
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Islamic Finance-Ready
Results that matter
 
 

Your Outcomes. Our Commitment.

We measure success the way you do - through real impact. From cost reduction and faster loan decisions to increased customer satisfaction, CREALOGIX platforms are designed to help you reach your goals. And we don't just say it - we prove it every day with some of the largest banks and lending institutions in the region.

Banking Partner

50
%
Onboarding Time Reduction 
45
%
Retail Loan Book Growth over 3 years
74
%
Increase in Retail Operating Income 

Lending Partner

234
%
Surge in Personal Finance Assets in 2024
81
%
YoY Net Income Growth in 2024
90
%
Drop in Manual Loan Processing

Pioneering the Next Era of Digital Banking

We know that technology is evolving at unprecedented speed, and innovations like AI and machine learning are transforming the way banks stay competitive and relevant. The next wave of banking innovation will be driven by intelligent, adaptive technology – and CREALOGIX is getting ready. Our roadmap continues to focus on incorporating future capabilities that will help solve today’s challenges: accelerating approvals, managing risk, simplifying complexity, and meeting changing customer needs. We’re incorporating updates to our solutions to make your bank faster, smarter, and more responsive – while ensuring full compliance with regional regulatory requirements.

Our Clients Say it Best. Partnerships That Perform.

 

"Thanks to CREALOGIX, we now deliver a seamless end-to end digital experience for our customers."

Khaled S. Salem
Chief Information Officer, JB

 
 
Impact in Action: JB Success Story
 
SEE IT IN ACTION
 
 

See How We Work With Banks Like Yours

Explore our solution demos built specifically for banks in the Middle East. From lending origination to wealth journeys, our technology is already at work across institutions like yours - helping teams serve faster, scale smarter, and exceed customer expectations.

 

RESOURCES: Insights That Drive Innovation

Digital Banking Solutions Overview

Digital Banking Solutions

“Discover how CREALOGIX empowers leading banks across the Middle East and beyond with future-ready digital banking solutions—designed for compliance, built for innovation, and proven in market.” 

Discover CREALOGIX
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Lending Trends Report 2025

Read our 2025 Lending Trends Report and discover how key trends are defining the future of lending in the region.

Read the Report
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CREALOGIX Lending Origination Hub

Learn more about our Award winning Lending Origination Hub, trusted by institutions like Rydai, JB Finance and Bidaya Finance.

Learn more
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Case Study: JBs Journey to Innovation and Impact

Discover how CREALOGIX enabled a 234% surge in personal finance assets, from SAR 231M to SAR 774M in just one year (2024).

See the Full Story
Let's Build the Future of Banking Together.

You're looking for a solution built with care, vision, and understanding. We're here to be the partner that gets it right - from day one, through every milestone. Whether you're launching something new or elevating your existing offering, CREALOGIX is here to help you shape what's next in banking.